Unlocking Financial Success:

Explore Our Competitive Pricing Options

At EB Wealth, we understand the importance of providing affordable pricing options to our clients. We believe that financial services should be accessible to everyone, regardless of their budget. That's why we have designed our pricing structure with flexibility in mind.

We firmly believe in building long-lasting relationships based on trust and transparency. Our pricing is upfront and clearly communicated, enabling you to make informed decisions about your financial choices without any hidden surprises. We want to ensure that you feel comfortable and confident about the value you are receiving for your investment in our services.

Although we prefer to provide ongoing advice and investment management for our clients, we are also proud of our ability to help individuals on a “one-off” basis or on an “as-needed” basis so whether you need to review a multi-million pound investment portfolio or whether you are struggling to work out the best way to build your first £10,000 of savings, we are happy to offer a pricing model to suit you.

Non-Advised Services

Although full advice delivers the greatest peace of mind and the highest level of assurance that you are taking the correct financial path, we also offer personalised guidance meetings and other non advised services for those who may be at the start of their financial planning journey or where “guidance” rather than “advice” is more appropriate.

  • A one-hour meeting to discuss financial options available to you based on your personal circumstances. Topic covered may include (amongst others):

    • Managing Finances

    • Mortgage Repayment guidance

    • Changes of circumstances, including divorce (e.g., pension sharing)

    • Elderly Care Options

    • Retirement / Pension Planning

    • Pension Consolidation

    • Tax planning

    • Inheritance & Gifting

    • Investment Guidance

    • Financial Protection (Critical Illness Cover, Private Medical Insurance, Life Cover, Income Protection, Family Income Benefit, Mortgage Protection, etc.)

  • Based on your personal data, the cash-flow modeling service helps you understand your current financial position and your future financial position by generating a financial planning forecast.

  • Exercise to establish if you have any unused pension contribution allowances from the previous three years and are able to claim tax relief.

  • Consolidating up to three existing pensions or ISAs is included in the set-up fee.

    Additional transfers made at the same time from another pension or ISA are charged at £50.

Discounted Fees

Most of our clients retain us to provide ongoing advice and wealth management services for them via our Centralised Investment Proposition.

After taking initial advice from us, we will fully understand your personal and financial situation, as well as your financial goals and life plans, and are therefore able to offer clients who use our ongoing Centralised Investment Proposition significant discounts to our standard fees for advice services.

Advice Services

As a new client, we will take the time to fully understand your situation, your aims and objectives and discuss all options with you before making any recommendations and completing any work that you have agreed. Although this initial step can be time consuming, we believe it is an essential part of the exercise to ensure that we provide sound advice both at outset and in the future should you wish to use our services on an ongoing basis.

  • Our holistic independent advice service includes an initial meeting and an in-depth review of your financial and personal situation before creating a plan for your money. We are able to tailor our advice to any particular topic, as determined by your personal situation and objectives, including:

    • Managing Finances

    • Mortgage Repayment guidance

    • Changes of circumstances, including divorce (e.g., pension sharing), family deaths, etc.

    • Elderly Care Options

    • Retirement / Pension Planning

    • Retirement Income Projections

    • Pension Consolidation

    • Tax planning

    • Inheritance & Gifting

    • Investment Guidance

    • Financial Protection (Critical Illness Cover, Private Medical Insurance, Life Cover, Income Protection, Family Income Benefit, Mortgage Protection, etc.)

    You may wish to consider combining our holistic review with our annual Ongoing Review Service, to ensure your financial situation remains optimised.

  • This service includes investment recommendations on investment portfolios outside of our Centralised Investment Proposition e.g., an in-depth review of your current investments and any funds you are invested in to assess their suitability with a potential recommendation of specific additional/alternative funds on the same platform and will incorporate a review of the appropriateness of product provider.

    This service requires in-depth research on the provider and the funds available.

  • A review of the bespoke investment products on the market e.g., structured products or deposits to find an investment to suit your particular needs, investment knowledge, attitude to risk and investment strategy, as well as an analysis of affordability and a personalised report.

  • If you have more than one pension or ISA plan, we can undertake an in-depth review to assess the appropriateness of consolidating them.

    As part of our service, we will liaise with the relevant pension / ISA providers on your behalf to consolidate the plans.

  • We will undertake a thorough review of your current situation and current assets and provide advice on any trust investments suitable for you. As part of our service, we will assist with setting up the trust and putting the plan in place.

    You have a legal requirement to perform due diligence on any trust for which you are the trustee. The initial review undertaken with ourselves, as well as any review we undertake if you require us to perform ongoing services, can help to demonstrate you are meeting your legal requirements.

  • As you approach retirement, we can undertake a review of your current pension plans, alongside your personal financial situation and assess the options available to you, presenting you with a plan to meet your individual requirements. As part of our service, we will assist with putting this plan in place, contacting the relevant pension providers on your behalf.

  • As you approach retirement, we can undertake a review of your personal financial situation and assess whether an annuity is the preferential option for you.

    As part of our service, we will assist with putting this plan in place, contacting the relevant providers on your behalf.

  • We can assist in helping you plan wisely to meet the rising future costs of private education and/or university fees in order to help you provide children with the best possible education without breaking the bank. We will discuss your choice of educational institutions with you as well as your current financial situation and carry out a review of the options available to you.

    If you would like an annual review, our Ongoing Review Service is available to you or you may find a cash-flow planning exercise will enable you to assess if you are still on-track to meet your goals.

  • We will provide advice on the most suitable insurance contract(s) for you. This will include a fair and unbiased analysis of the market in relation to all relevant products, gathering quotes from across all market providers and selecting the most appropriate one for your specific and personal needs.

  • This service is available on an annual basis for clients who have engaged EB Wealth for one of the services listed above and are not invested in one of our Centralised Investment Propositions.

    Our Ongoing Review Service includes:

    • Annual 1-1 meeting (approx. 1hr) by video call, telephone, or at our offices.

    • Review of your investment objectives and financial situation.

    • Periodic review report confirming the ongoing suitability of our advice; any proposed changes to our advice, if relevant; and highlighting any potential planning issues which are not being addressed but which we deem to be important.

    • Ongoing telephone/video call and email access to an adviser if you require any support or guidance.

    • Updates on any regulatory changes relevant to your situation.

    This service does not include a specific review of the funds you may be invested in.

    If you are invested in one of our Centralised Investment Propositions, our ongoing review service is included in the Ongoing Monitoring & Review Service Fee.

As a VAT-registered business, VAT may need to be added to the above charges in certain situations. 

For full detail of our charging, please refer to our Terms of Business.

  • Our ongoing monitoring and review service fee encompasses our ongoing follow-up services and ongoing fund management for our Centralised Investment Proposition:

    • Annual 1-1 meeting (approx. 1hr) by video call, telephone, or at our offices.

    • Review of your investment objectives and financial situation.

    • Periodic review report confirming the ongoing suitability of our overall advice and confirming the products and investments we have recommended remain suitable; a breakdown of fees and charges over the year.

    • Facilitate lump sum payments / regular payments (set up or amendment, incl employer) into existing Transact wrappers.

    • Ongoing telephone/video call and email access to an adviser if you require any support or guidance.

    • Updates on any regulatory changes relevant to your situation.

    • Quarterly evaluation of our portfolios and subsequent updates to your portfolios, including the purchase and sale of funds or investments within your portfolios,

    • Quarterly Report that provides our evaluation of different markets for that quarter and how that impacts the funds held in our portfolios.

    • Monthly rebalancing of your portfolio (excluding income-generating portfolios).

    • A review of the suitability of continuing to use Transact, comparing this product provider against others in the market, assessing financial viability, efficiency, services available, pricing, and other factors.

  • We regularly monitor fixed term and less liquid investment opportunities and make centralised investment recommendations which would fall outside of our normal investment portfolios. We are advocates of structured products to provide diversification to client’s overall portfolios. Typically these recommendations also result in much more stable client returns.

  • Based upon your personal data, our cash-flow modelling service can help you understand your current financial position and your future financial position by generating a financial planning forecast.

  • If you are looking to maximum fund your pension, this service will establish if you have any unused pension contribution allowances from the previous three years that you are able to fund and claim tax relief on.

  • Our direct offer services allow you to transfer in existing pensions and investments to your managed portfolio without advice and with minimal fees. This provides a very cost effective solution should you wish to transfer in funds from any employer pension plans or other existing pensions or ISAs that you may have where you do not require advice on the transfer.